Go beyond the transaction with tools built for scale with Cliq.
We develop and manage the financial technologies that power modern commerce.
From customizable payment processing and embedded payments to payroll cards*, expense management*, lending, and more, we unlock access to the infrastructure and expertise needed to move money more flexibly and securely. Our platform enables streamlined connectivity across the commerce ecosystem, helping our partners build, scale, and innovate with efficiency.

With 40 years of building, shaping and helming the world of Financial Technology, Andrew is a veteran in innovating smarter ways to transact. A start in check recovery in 1982 led to founding a full service processing ISO in Integrated Transaction Services, and eventually allowed him to develop some of the industry’s top processing technologies with creating Payment Resources International.
Today as the founder of Cliq, Phillips endlessly pursues pioneering technologies to move businesses forward. He is also committed to local community initiatives by having served in leadership positions with the Make-A-Wish Foundation of Orange County, the Orange County Alzheimer’s Association, and the Orangewood Foundation.







At Cliq, our commitment to moving the world forward extends beyond commerce. We channel our passion for problem-solving and innovation into supporting the causes that strengthen our world—because we believe that when businesses thrive, communities flourish alongside them.





Cliq is founded by Andrew Phillips as a payment processing company, and is sponsored as a Prepaid Program Manager.
Cliq launches its ACH system for a more comprehensive offer to its clients.
Cliq creates a custom technology solution for the hospitality industry, making it easier to disburse tips to employees. Cliq then expands these solutions to additional industries and functions with Load by Cliq and Cards by Cliq
Cliq launches the first prepaid Visa Program in Japan.
Cliq launches its Pay by Cliq portal, giving agents and merchants better reporting and access to data.
Cliq advocated for clients in the Camp industry in disputes, refund credits, & risk management to mitigate COVID-19 related challenges & we supported the distribution of PPP, EIDL, and various state grant programs.
* The Cliq Visa® Payroll Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Cliq Expense Prepaid Mastercard® is issued by Pathward, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. Cards can be used everywhere Visa and Mastercard debit cards are accepted. Card programs are subject to approval and program terms. Features and availability may vary.
** Subject to eligibility and processing requirements.