Your
Champions
of Commerce
Go beyond the transaction with tools built for scale with Cliq.
We develop and manage the financial technologies that power modern commerce.
Improving How Businesses Pay and Get Paid.
From customizable payment processing and embedded payments to payroll cards*, expense management*, lending, and more, we unlock access to the infrastructure and expertise needed to move money more flexibly and securely. Our platform enables streamlined connectivity across the commerce ecosystem, helping our partners build, scale, and innovate with efficiency.
Our Brand
Pillars
Trust Based
Relationships
Expert Problem
Solving
Visionary
Innovation
Leadership Team
Andrew Phillips
With 40 years of building, shaping and helming the world of Financial Technology, Andrew is a veteran in innovating smarter ways to transact. A start in check recovery in 1982 led to founding a full service processing ISO in Integrated Transaction Services, and eventually allowed him to develop some of the industry’s top processing technologies with creating Payment Resources International.
Today as the founder of Cliq, Phillips endlessly pursues pioneering technologies to move businesses forward. He is also committed to local community initiatives by having served in leadership positions with the Make-A-Wish Foundation of Orange County, the Orange County Alzheimer’s Association, and the Orangewood Foundation.
Joanna M. Oliva
John Blaugrund
Martin Phillips
Kenny Brook
Richard Donohue
Jessica Molina
Company Values
Amplifying the impact of those who give back.
When it comes to our community, we mean business.
At Cliq, our commitment to moving the world forward extends beyond commerce. We channel our passion for problem-solving and innovation into supporting the causes that strengthen our world—because we believe that when businesses thrive, communities flourish alongside them.
Cliq In Action
- Supporting Young Lives through Crisis: When Southern California wildfires devastated families, we sponsored children who lost their homes to attend quality summer camps, providing them with healing experiences and cherished memories during their recovery.
- Racing for Orangewood Foundation’s Future: Our Cliq team laced up for the Orangewood Challenge, raising critical funds and volunteering to serve meals to children in need—demonstrating that teamwork extends far beyond the office.
- Empowering Nonprofits with Technology: With discounted payment processing offered to more than 250 charitable organizations, we're bringing enterprise-level payment solutions and savings to nonprofits—ensuring more resources reach the people who need them most.
Charities Cliq Supports
History of Innovation
Cliq is Founded
Cliq is founded by Andrew Phillips as a payment processing company, and is sponsored as a Prepaid Program Manager.
ACH System
Cliq launches its ACH system for a more comprehensive offer to its clients.
Tips by Cliq
Cliq creates a custom technology solution for the hospitality industry, making it easier to disburse tips to employees. Cliq then expands these solutions to additional industries and functions with Load by Cliq and Cards by Cliq
International Expansion
Cliq launches the first prepaid Visa Program in Japan.
Pay by Cliq
Cliq launches its Pay by Cliq portal, giving agents and merchants better reporting and access to data.
COVID Support
Cliq advocated for clients in the Camp industry in disputes, refund credits, & risk management to mitigate COVID-19 related challenges & we supported the distribution of PPP, EIDL, and various state grant programs.
Data Infrastructure Rebuild
Cliq completes a comprehensive rebuild of its infrastructure and data warehouse, upgrading access to enhanced analytics and reporting capabilities.
Visa Integration
Cliq establishes access to Visa Acceptance Platform solutions to support enhanced payment capabilities.
VPC Implementation
Cliq implements VPC through the Visa Acceptance Platform, designed to support transaction oversight and security capabilities across its payment programs.
Biller Genie Partnership
Cliq partners with Biller Genie to streamline accounts receivable for merchants, enabling acceptance of both credit card and ACH payments alongside automated invoicing and reconciliation tools that help streamline invoicing and payment collection workflows.
AI Strategy & Implementation
Cliq launches AI and machine learning initiatives spanning sales forecasting, compliance support, and risk monitoring initiatives intended to support enhanced operational visibility and analytics.
* The Cliq Visa® Payroll Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Cliq Expense Prepaid Mastercard® is issued by Pathward, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. Cards can be used everywhere Visa and Mastercard debit cards are accepted. Card programs are subject to approval and program terms. Features and availability may vary.
** Subject to eligibility and processing requirements.
