Your

Champions

of Commerce

Go beyond the transaction with tools built for scale with Cliq.
We develop and manage the financial technologies that power modern commerce.

Talk to us

Improving How Businesses Pay and Get Paid.

From customizable payment processing and embedded payments to payroll cards*, expense management*, lending, and more, we unlock access to the infrastructure and expertise needed to move money more flexibly and securely. Our platform enables streamlined connectivity across the commerce ecosystem, helping our partners build, scale, and innovate with efficiency.

Our Brand

Pillars

Trust Based
Relationships

Payments touch every part of how a business operates, earns, and grows. That's why our first priority is taking care of you and your clients. We invest in long-term partnerships, live human support, and the kind of transparency that means you know where your money is and where it's going.

Expert Problem
Solving

We work side by side with our partners to design solutions for complex use cases that cover custom expense programs* and multi-source rent collection to embedded lending** and automated compliance. It shouldn’t be one-size-fits-all - we develop custom solutions around your specific needs and challenges.

Visionary
Innovation

We are innovators in modern commerce with integrated APIs, intelligent fraud reduction, streamlined onboarding, and user-friendly tools that let our partners brand the experience as their own. Our mission is to improve every part of the payments experience.

Leadership Team

Andrew Phillips

Andrew Phillips

With 40 years of building, shaping and helming the world of Financial Technology, Andrew is a veteran in innovating smarter ways to transact. A start in check recovery in 1982 led to founding a full service processing ISO in Integrated Transaction Services, and eventually allowed him to develop some of the industry’s top processing technologies with creating Payment Resources International.

Today as the founder of Cliq, Phillips endlessly pursues pioneering technologies to move businesses forward. He is also committed to local community initiatives by having served in leadership positions with the Make-A-Wish Foundation of Orange County, the Orange County Alzheimer’s Association, and the Orangewood Foundation.

Joanna M. Oliva

Joanna M. Oliva

John Blaugrund

John Blaugrund

Martin Phillips

Martin Phillips

Kenny Brook

Kenny Brook

Richard Donohue

Jessica Molina

Jessica Molina

Company Values

Innovation: It’s in our nature.
Integrity: We do the right thing.
Dedication: We do whatever it takes.
Simplification: We eliminate barriers.
Loyalty: We are aligned and committed.
Accountability: We take responsibility.
Dependability: We can be relied on.
Team: Built on collaboration.
Everyone Wins: Only our best for our colleagues, customers & partners.

Amplifying the impact of those who give back.

When it comes to our community, we mean business.

At Cliq, our commitment to moving the world forward extends beyond commerce. We channel our passion for problem-solving and innovation into supporting the causes that strengthen our world—because we believe that when businesses thrive, communities flourish alongside them.

Cliq In Action

  •  Supporting Young Lives through Crisis: When Southern California wildfires devastated families, we sponsored children who lost their homes to attend quality summer camps, providing them with healing experiences and cherished memories during their recovery.
  • Racing for Orangewood Foundation’s Future: Our Cliq team laced up for the Orangewood Challenge, raising critical funds and volunteering to serve meals to children in need—demonstrating that teamwork extends far beyond the office.
  • Empowering Nonprofits with Technology: With discounted payment processing offered to more than 250 charitable organizations, we're bringing enterprise-level payment solutions and savings to nonprofits—ensuring more resources reach the people who need them most.

Charities Cliq Supports

History of Innovation

Cliq is Founded

Cliq is founded by Andrew Phillips as a payment processing company, and is sponsored as a Prepaid Program Manager. 

2007

ACH System

Cliq launches its ACH system for a more comprehensive offer to its clients.

2010

Tips by Cliq

Cliq creates a custom technology solution for the hospitality industry, making it easier to disburse tips to employees. Cliq then expands these solutions to additional industries and functions with Load by Cliq and Cards by Cliq

2012

International Expansion

Cliq launches the first prepaid Visa Program in Japan.

2013

Pay by Cliq

Cliq launches its Pay by Cliq portal, giving agents and merchants better reporting and access to data. 

2014

COVID Support

Cliq advocated for clients in the Camp industry in disputes, refund credits, & risk management to mitigate COVID-19 related challenges & we supported the distribution of PPP, EIDL, and various state grant programs.

2020

* The Cliq Visa® Payroll Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Cliq Expense Prepaid Mastercard® is issued by Pathward, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. Cards can be used everywhere Visa and Mastercard debit cards are accepted. Card programs are subject to approval and program terms. Features and availability may vary.
** Subject to eligibility and processing requirements.