ACH Processing
Slash processing costs and accelerate cash flow with our proprietary ACH network. Our ACH Processing is built for efficiency and to help you drive growth and maximize profitability.
Maximize Profitability with Advanced ACH Payment Processing
Transform your payment operations with our comprehensive ACH payment processing platform that delivers enhanced operational efficiency and security. Our proprietary network combines enterprise-grade technology with flexible integration options to help businesses streamline transactions, improve cash flow, and build stronger customer relationships.
In-House Processing
Get direct, hands-on control over every aspect of your ACH transactions for greater visibility and streamlined management of your payment operations through our ACH payment gateway.
Speed & Efficiency
ACH increases settlement speeds beyond traditional methods to shorten your accounts receivable cycle, improving business agility, including same day ACH processing.
Bank-Level Security
Enterprise-grade, end-to-end encryption safeguards every transaction and its associated data to minimize the risk of fraud, building trust with your customers.
Improved Cash Flow Management
ACH accelerates access to funds with fewer payment interruptions compared to other methods. With predictable payment schedules, it becomes easier to forecast liquidity and manage working capital.
Automated Accounting and Fewer Errors
Batch ACH processing and straight-through accounting reduces the potential for human error and frees up valuable administrative time.
Fee Flexibility
The cost of ACH processing gives your customers alternatives to credit cards with compliant Dual Pricing or Surcharging options—so they can confidently select what's best for them.
How Our Partners Benefit From ACH Solutions:
- Flexible Pricing: ACH transactions typically carry lower processing costs compared to credit cards, giving you greater pricing flexibility to win competitive deals.
- Increased Merchant Retention: Offering white label ACH solutions helps you create "sticky" merchant relationships by integrating recurring ACH payments into their core billing and subscription models.
- Differentiated and Integrated ACH Solutions: Cliq’s ACH solutions can be deeply integrated into your platforms, allowing you to offer a seamless, embedded payment experience under your own brand.
How Our Merchants Benefit from ACH Solutions:
- Reduced Failed Payments and Collection Costs: Unlike credit cards that expire or get declined, ACH transactions are tied to stable bank accounts, significantly reducing payment failure rates for recurring billing.
- Streamlined Reconciliation: Merchant ACH accounts allow for the batching of hundreds or thousands of transactions into a single file, which simplifies daily reconciliation against your bank statements.
- Predictable Revenue and Improved Forecasting: Processing payments on a fixed, automated schedule eliminates the uncertainty and delays associated with waiting for paper checks to be mailed and cleared.
Featured Products
Integrated ACH processing seamlessly into Cliq's suite of products.
Pay by Cliq™
Manage your entire payment operation through one powerful portal. Access your statements, reconcile transactions, submit applications, and generate reports—all from a single dashboard that puts you in control of your payment data.
Invoicing
Send digital invoices with embedded one-click payment links via email or SMS. Built for contractors, B2B, and freelancers who need faster collections with automated recurring billing options.
Hosted Payment Page
Launch a secure, PCI-compliant checkout page instantly—no website or coding required. This plug-and-play solution supports multiple payment methods, including ACH payments, and gives merchants professional payment processing in minutes.
Payment Gateways
Connect to trusted payment infrastructures like Cybersource and NMI with flexible gateway integrations. Choose the payment technology that matches your business needs while maintaining proven security and reliability.
QuickBooks® & Xero™ Integration
Automatically generate and send branded invoices and securely accept ACH and credit card payments directly through your accounting software. Eliminate manual reconciliation, reduce bookkeeping errors, and gain instant financial visibility across your business.
