For Agents & ISOs
Grow Your Payments Business with Cliq
Opportunities to reach more merchants, earn revenue, and grow.
Whether you're an independent sales agent, ISO, referral partner, or payments consultant, Cliq helps payment professionals acquire merchants, manage portfolios more efficiently, and pursue recurring revenue opportunities through one connected platform.
From merchant onboarding and payment processing to residual tracking, embedded financial products, and dedicated partner support, Cliq gives you everything you need to acquire, manage, and grow merchant relationships.
Why Partners Choose Cliq
Winning merchants takes more than competitive pricing. You need reliable technology, efficient onboarding, operational visibility, and products that create long-term value for your merchants.
Cliq combines payment acceptance, merchant management, embedded financial services, and boutique partner support into one connected platform — supporting operations management and portfolio development.
How Partners Build with Cliq
Your relationships win the merchant. Cliq supplies everything behind them — underwriting, terminals, gateways, card programs and portfolio reporting under your own brand — to support recurring revenue opportunities under your partner agreement.
One partner platform behind every merchant you sign, from first application to ongoing residual tracking
Everything You Need to Build a Payments Business
Acquire Merchants
- Merchant Boarding
- Payment Processing
- Payment Gateway
- ACH Processing
- Hosted Checkout
Manage Your Portfolio
- Merchant Dashboard
- Residual Tracking
- Risk Monitoring
- Reconciliation
- White-Label Experiences
Grow Merchant Relationships
- Business Financing
- Payroll Cards
- Expense Cards
- Tips by Cliq®
- Gift & Loyalty Cards
Revenue Opportunities
- Revenue Sharing
- Aggressive Buy-Rates
- Embedded Financial Products
- Cross-Sell Opportunities
- Portfolio Growth
Partner Success
- Dedicated Relationship Team
- Technical Assistance
- Marketing Resources
- Training
- Sales Enablement
Streamline Merchant Onboarding
Merchant approval supports the start of payment acceptance and eligible residual earnings under your partner agreement.
Pay by Cliq™ simplifies onboarding with digital applications, configurable workflows, status updates, and branded experiences that deliver a professional customer journey from the first interaction.
LeadDigital ApplicationApplication StatusApprovalMerchant ProcessingResiduals Begin
Digital Applications
Dynamic forms that auto-populate as you enter merchant information.
Agent Pre-Fill
Complete business, owner, and banking details on the merchant's behalf.
Application Status Tracking
Application progress updates automatically on your dashboard.
Branded Onboarding
Your theme colors, logo, and personalized welcome messages.
Automated Merchant Emails
Personalized messages generated when applications are saved.
Approval Support
Pre-populated, guided applications that reduce paperwork.
Give Merchants More Than Payment Processing
The strongest partner relationships are built by solving more than one business problem. Beyond payment acceptance, Cliq helps you deliver financial products that create additional value for your merchants — and additional product adoption may support merchant retention:
- Business Financing$5,000 to $5 million through Cliq's lending partners
- Payroll & Expense CardsCards by Cliq® and Load by Cliq® programs
- Tips by Cliq®Automated tip splitting with nightly electronic payouts
- ACH ProcessingCliq's proprietary in-house ACH network
- Funding OptionsNext-Day and Same-Day funding options for eligible merchants, subject to timing and program requirements
Helping merchants grow can create opportunities for your business.
Build Your Brand, Not Ours
Your merchants should know your name, not your processor's. Cliq's white-label programs keep your brand in front while Cliq runs the technology:
- White-Label Payment ProcessingGrow your own brand and customer loyalty
- Custom-Branded ApplicationsThemeable onboarding with your colors, logo, and messaging
- APIsIntegration tools for deeper, stickier client relationships
Manage Your Portfolio with Confidence
As your portfolio expands, operational visibility becomes essential. Cliq centralizes everything on one dashboard:
- Merchant DashboardMonitor merchant activity across your entire portfolio
- Residual TrackingPayments and residuals visible granularly through your dashboard
- Transaction Reporting & ReconciliationCentralized across all merchants
- Portfolio AnalyticsInsight for smarter portfolio management
- Risk ManagementMonitoring to support merchant-account and residual-risk management
Explore Revenue Opportunities Across Merchant Relationships
Additional solutions your merchants adopt may support your relationship and create recurring revenue opportunities for your business. Cliq's partner economics are built to scale with you:
- Aggressive Buy-RatesCompetitive economics on core processing
- Robust Revenue ShareTransparent sharing tied to your portfolio's growth
- Cross-Sell OpportunitiesFinancing, payroll cards, gift programs, and ACH can create revenue opportunities and support merchant retention
- Six Pricing ModelsFlat rate, interchange-plus, tiered, dual pricing, surcharging support, and blended — support eligible merchant profiles and sales opportunities
Built to Help You Win More Business
Growing a payments business requires more than processing technology. Cliq supports partners with:
Dedicated Relationship ManagersSales Enablement & Product TrainingMarketing ResourcesMerchant SupportTechnical Assistance — live, U.S.-based
Why Payment Professionals Choose Cliq
Built for Payment Professionals
Whether you're an:
Independent Sales AgentISOPayments ConsultantReferral PartnerFinancial Services AdvisorMerchant Services Provider
Cliq helps you build stronger merchant relationships while expanding your business.
Frequently Asked Questions
Who can become a Cliq partner?
Cliq works with independent sales agents, ISOs, referral partners, consultants, and organizations that help businesses accept payments and manage financial operations.
Does Cliq provide merchant onboarding?
Yes. Pay by Cliq™ gives partners branded, agent pre-fillable digital applications with status tracking from submission through approval.
How are residuals tracked and paid?
Residuals and payments are trackable granularly on your partner dashboard — alongside portfolio analytics for every merchant.
Can I offer financing to my merchants?
Yes. Eligible merchants can access $5,000 to $5 million through Cliq's lending partners, subject to program availability and approval.
Can I offer payroll and expense cards?
Yes. Partners can provide eligible merchants with Cards by Cliq® payroll cards, Load by Cliq® expense cards, and Tips by Cliq® nightly tip payouts.
Does Cliq provide sales support?
Yes. Depending on your partner relationship, Cliq provides sales enablement, training, marketing resources, and a dedicated relationship team.
Do I own my merchant relationships?
Ownership and portability of merchant relationships depend on your partner agreement type. The Cliq partner team can walk you through the terms that apply to your program before you sign.
How do I become a partner?
Contact the Cliq partner team to learn about partnership opportunities and onboarding requirements.
Build a Stronger Payments Business
Your merchants rely on you to help them grow. Cliq gives you the technology, financial products, and partner support to deliver more value, strengthen relationships, and pursue opportunities for a more profitable payments business.
Or call us directly at (866) 634-3044