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Tips by Cliq® · Tip Disbursements

Simplify Electronic Tip Management with One Connected Platform

Tips by Cliq® is an electronic tip management platform that helps businesses automate tip collection, allocation, and electronic distribution while reducing manual administration and improving operational visibility. Manage employee tip programs in one place, with support for prepaid cards, ACH payments, and configurable payout workflows.

Reduce CashReplace manual cash payouts with electronic distribution optionsSimplify AdminAutomate allocation and reportingSupport StaffOffer flexible electronic payment options

One Platform for Tip Management

Tips by Cliq® supports each stage of the tip management process — from collection and allocation through distribution and reporting.

Tip Collection

Capture tip information from connected payment systems.

Tip Allocation

Apply configurable rules for individual tips, shared pools, or team-based distribution. Tip pooling and allocation rules are subject to federal and state law.

Electronic Distribution

Support electronic tip payments through ACH or Cards by Cliq® — Cliq’s reloadable prepaid card program for employees.

Centralized Reporting

Monitor tip activity, payment history, and distribution records from one dashboard.

Simplify Reconciliation

Keep centralized records that help finance and operations teams reconcile tip distributions more efficiently.

Support Employee Choice

Offer eligible employees electronic payment options based on your organization’s program.

How It Works

From Tip Collection to Employee Payout

Tips by Cliq® supports each stage of the process, with configurable rules and payout options defined before launch.

  1. CollectTip information is captured from connected payment systems
  2. AllocateConfigurable rules apply tips individually, through shared pools, or across teams
  3. DistributeApproved payouts move through ACH or Cards by Cliq® on your configured schedule
  4. ReportMonitor tip activity, payment history, and distribution records from one dashboard

Flexible Distribution Options

Flexible Tip Distribution

Every business has different operational requirements. Tips by Cliq® supports configurable distribution workflows.

  • ACH Payments — distribute tip earnings electronically to employee bank accounts on your configured payout schedule
  • Cards by Cliq® — provide reloadable prepaid cards for employees who prefer or require an alternative to a traditional bank account
  • Configurable distribution schedules support payout timing that aligns with operational and payroll processes
  • Prepaid card enrollment is offered as an employee option; requirements vary by state law and program configuration

Who It's For

Tips by Cliq® supports organizations across hospitality and other service-focused industries.

Restaurants

Restaurants

Simplify front-of-house and back-of-house tip management.

Hospitality

Hospitality Groups

Support centralized oversight across multiple properties and departments.

Service

Personal Services

Manage electronic tip programs for salons, spas, and other service-based businesses.

The Essentials

Use CasesTip collection, allocation, and electronic distribution
Payout TimingProgram-dependent
Card ProgramPathward-issued programs where applicable
ComplianceTip pooling is subject to federal and state law
RecordsTip activity, payment history, and distribution records
SupportEmployee and cardholder access paths

Frequently Asked

What is Tips by Cliq®?

Tips by Cliq® is an electronic tip management platform that helps businesses collect, allocate, track, and distribute employee tips through one connected system. It does not replace an employer's payroll, wage-payment, or tax responsibilities.

How can employees receive tip payments?

Depending on program configuration, businesses can distribute tips through ACH payments to employee bank accounts or through Cards by Cliq® reloadable prepaid cards. Payout timing depends on the approved program, funding flow, and bank timing.

Does Tips by Cliq® handle tip pooling?

Tips by Cliq® supports configurable rules for individual tips, shared pools, and team-based distribution. Tip pooling is subject to federal and state law, and configurations should be reviewed for legal compliance.

How do employees access funds?

Employee access depends on the configured card or disbursement program. Cardholders receive clear login, support, and account-information paths — see cardsbycliq.com.

Modernize Tip Management

Managing employee tips shouldn’t require manual calculations, cash distribution, or disconnected systems. Tips by Cliq® is designed to help businesses automate tip management, improve reporting, reduce administrative work, and connect employee payments with the rest of their financial operations.

Or call us directly at (866) 634-3044

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