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Prepaid Cards

Prepaid Card Programs That Support Your Team and Business

Streamline payroll, tips, and expenses with flexible prepaid card programs that eliminate paper checks, reduce cash handling, and provide electronic payment options for all employees — even those without access to traditional banks.

Prepaid Cards Built for the Way You Work

Cliq’s fully integrated platform makes it easy to order payment cards, load funds, manage staff, and support applicable compliance requirements. Reduce your administrative burden today while also improving employee satisfaction.

Prepaid Payroll Cards*

Replace paper paychecks and cash tip disbursements with secure, reloadable prepaid cards. Perfect for unbanked and seasonal employees, Cards by Cliq® handles payroll while Tips by Cliq® enables nightly tip payouts with automatic split-funding options for support staff.

Simplify Payroll & Tips

Prepaid Expense Cards*

Eliminate petty cash, personal reimbursements, and corporate credit exposure with Load by Cliq®. Add funds as needed and maintain complete visibility over company spending without the reconciliation headaches.

Control Business Spending

Custom Prepaid Card Programs

Launch branded gift cards, rewards, and loyalty programs that drive customer engagement, backed by the infrastructure to monetize your offerings and meet growing demand for digital wallet capabilities.

Build Your Program

Cards by Cliq®

Payroll Made Simple

Give every employee an electronic payment option, even those without bank accounts. Cards by Cliq® integrates seamlessly with your existing payroll system, providing routing and account numbers for direct deposit via reloadable prepaid cards.

  • Seamless Payroll for EmployeesEliminate the hassle and cost of issuing paper checks while ensuring every team member gets paid on time with prepaid cards. Cards by Cliq® provides an electronic payment solution designed to support applicable compliance requirements for employees, even if they don’t have traditional bank accounts.
  • Simplified Reconciliation & AdministrationAccess routing and disbursement data through simple reporting, integrate seamlessly with your existing payroll systems, and eliminate the time-consuming manual processes associated with paper check distribution and tracking.
  • Enhanced Employee Satisfaction & Compliance SupportEmployees receive pay on their reloadable prepaid cards each pay period with secure, immediate access to their earnings—no bank account or check-cashing fees required—while you maintain privacy standards.

Tips by Cliq®

The Smarter Way to Manage Tips

Our automated tip solution eliminates cash handling, calculates splits, and delivers nightly payouts directly to your staff on prepaid cards.

  • Eliminate cash handling and daily tip-out hassles
  • Automate tip splitting and allocation
  • Keep your team happy and support employee/customer engagement

Load by Cliq®

Optimize Your Business Expense Spending

Say goodbye to petty cash, reimbursement headaches, and employees fronting company purchases. Load by Cliq® puts you in control with prepaid expense cards that simplify how your team handles business spending, from field expenses to per diems and everything in between.

Eliminate Personal Expense Burden

Your employees won’t need to use their own money for company purchases, removing the frustration of out-of-pocket spending and delayed reimbursements.

Control Corporate Spending

Maintain complete control over business expenses without exposing your corporate credit lines or worrying about unauthorized purchases.

End Petty Cash Management

Say goodbye to the security risks, reconciliation frustrations, and administrative burden of maintaining petty cash funds at your location.

Simplify Expense Reconciliation

Access clear, trackable records of all employee spending through a secure enterprise portal, simplifying accounting and supporting compliance processes.

Scale Your Business with Custom Prepaid Card Programs

Partner with Cliq for custom gift cards, employee incentive programs, loyalty reward cards, disbursement solutions, and other branded prepaid card programs that drive revenue and customer loyalty.

Case Study

How Concordia College Simplified International Payroll with Cliq

Concordia relied on Cliq to update and unify payment options for their diverse international staff across 18 Language Villages—eliminating the complexity of managing employees without US bank accounts and reducing administrative burden year-round.

Design a Card Program with the Right Controls

Tell Cliq who needs to be paid, how funds move today, and what compliance or support requirements matter most.

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