For Merchants
Merchant Services, Built for Modern Businesses
Accept payments. Move money. Manage payment risk. Grow with confidence.
Running a business takes more than accepting payments. You need reliable ways to get paid, move money, manage cash flow, manage fraud risk, and keep operations running smoothly. Cliq brings those capabilities together in one connected platform.
Whether you're launching an online business, expanding to multiple locations, or managing high transaction volumes, Cliq gives you the tools to accept payments, automate operations, and scale with confidence.
How Your Business Runs on Cliq
Every stage of your revenue cycle sits on one connected platform — take payments in store, online and on the go, move funds where they need to be, manage payment risk, reach working capital when you need it, and grow without rebuilding your stack.
One platform carries your revenue from the first sale to the next stage of growth
Everything You Need to Run Your Business
Instead of juggling multiple vendors for payments, reporting, payroll, financing, and fraud monitoring and controls, manage everything from one platform designed to support every stage of your business.
Accept Payments
- Credit & Debit Cards
- ACH Processing
- Online Payments
- Hosted Checkout
- Mobile & In-Person Payments
Move Money
- ACH Transfers
- Payroll Cards
- Expense Cards
- Tip Distribution
- Treasury Tools
Manage Payment Risk
- Fraud Monitoring
- Chargeback Management
- Dispute Management
- 3D Secure
- Risk Controls
Manage Operations
- Reporting
- Reconciliation
- Merchant Dashboard
- Accounting Integrations
- Payment Insights
Grow Your Business
- Business Financing
- Working Capital
- Multi-Location Support
- Loyalty & Gift Cards
Accept Payments Wherever Business Happens
Your customers expect flexibility, whether they're shopping online, paying an invoice, or tapping a phone in your store. Cliq helps you deliver a seamless payment experience across every channel while keeping payment operations connected behind the scenes.
Card & ACH Payments
Accept major credit cards, debit cards, and ACH payments through one platform with flexible payment options that fit your business.
Online Payments
Launch secure online checkout experiences with hosted payment pages or integrate payments directly into your website using the Cliq Payment Gateway.
In-Person Payments
Support countertop terminals, mobile point-of-sale, Tap-to-Phone, QR codes, and other modern payment experiences.
Recurring Payments & Invoicing
Collect payments through recurring billing, digital invoices, and payment links delivered by email or text message.
Move Money More Efficiently
Running a business means moving money in more than one direction. Paying employees, distributing tips, reimbursing expenses, and transferring funds shouldn't require multiple systems.
Cliq helps simplify operational money movement with solutions designed to keep your business running efficiently.
- ACH Disbursements
- Payroll Cards
- Expense Cards
- Automated Tip Distribution
- Treasury & Funds Management
Manage Payment Risk
Chargebacks, fraud, and payment disputes can impact both revenue and customer relationships. Cliq helps businesses reduce payment risk while providing tools to manage disputes more effectively.
Fraud monitoring & transaction screening3D Secure authenticationDispute alertsChargeback managementU.S.-based support specialists
The goal is to support dispute management and earlier visibility into eligible dispute events.
Stay Connected to Your Business
Every payment generates valuable business data. Cliq helps turn that data into actionable insights through one centralized dashboard.
With Pay by Cliq™, you can:
- Monitor transactions
- Track settlements and deposits
- Support payment reconciliation
- Review disputes
- Generate reports
- Connect with QuickBooks® and Xero™
Instead of piecing together reports from multiple providers, your financial information stays connected in one place.
Access Capital When Opportunity Knocks
Growth opportunities don't always wait. Eligible businesses can access financing solutions designed to help invest in inventory, equipment, hiring, expansion, and other business needs.
- Business Financing
- Working Capital Solutions
- SBA Lending Programs
- Multi-Location Support
Financing options are subject to eligibility and approval through Cliq's lending partners.
Why Businesses Choose Cliq
Built for Businesses Across Every Industry
Cliq supports organizations of every size, from growing local businesses to enterprise organizations with complex payment operations.
RetailRestaurants & HospitalityHealthcareProfessional ServiceseCommerceField ServicesNonprofitsEducationFranchises & Multi-Location Businesses
Frequently Asked Questions
What are merchant services?
Merchant services include the payment technologies businesses use to accept customer payments, receive funds, manage transactions, and support daily financial operations.
Can I accept ACH and card payments?
Yes. Cliq supports both ACH and card payments through one platform, making it easier to manage multiple payment methods.
Can I accept payments online and in person?
Yes. Businesses can accept payments through online checkout, invoices, hosted payment pages, and in-person payment solutions.
How quickly can I receive my funds?
Funding timing depends on your account configuration and selected services. Next-day, same-day, and Same Day ACH options may be available for eligible merchants.
How does Cliq help reduce chargebacks?
Cliq supports fraud monitoring and controls with authentication tools, dispute alerts, and chargeback management workflows that help businesses reduce payment risk.
Does Cliq integrate with QuickBooks® and Xero™?
Yes. Supported integrations help synchronize payment activity with your accounting software to simplify reconciliation and reporting.
Does Cliq offer business financing?
Eligible merchants may qualify for financing programs offered through Cliq's lending partners, subject to approval and program requirements.
One Platform. Built to Help Your Business Grow.
Whether you're accepting your first payment or managing transactions across multiple locations, Cliq helps you simplify payment operations, move money more efficiently, and gain the visibility you need to make confident business decisions.
Or call us directly at (866) 634-3044